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Savings Tool

Fixed Deposit (FD) Calculator

Calculate guaranteed returns on your fixed deposit. Compare current interest rates across major Indian banks.

Senior Citizen (+0.50% Rate Boost)

Age 60 years or above

₹1,00,000
6.8%
5 Years
Deposit₹1,00,000
Total Interest₹40,094
Maturity Value₹1,40,094

Top Bank FD Rates Comparison (2026)

Click "Apply Rate" to auto-fill the rate for your selected tenure (5 Yr) and calculate returns instantly.

Rates as of July 2026
Bank Name1 Year Rate3 Year Rate5 Year RateAction
State Bank of India (SBI)6.25%6.3%6.05%
HDFC Bank6.25%6.45%6.4%
ICICI Bank6.25%6.45%6.5%
Axis Bank6.25%6.5%6.5%
Kotak Mahindra Bank6.35%6.4%6.25%